Our Team

Based in PenarthBay Accountancy was established in 2003 as a Husband and Wife Management team. The growth of the business has seen the company move premises to a newly refurbished office in the center of Penarth in 2012. The company currently employes 7 staff members, who are all fully trained in their particular area of expertise.


Our principal John Anthony O`Toole has worked for over 25 years in the accountancy sector after graduating with a honours degree in Economics. John has gained the distinction of being accepted as a Fellow of both the Institute of Financial Accountants [est.1916] and The Institute of Public Accountants.


Bay Accountancy consists of a team of competent, committed, and experienced employees. Please allow us to introduce them.

John O`Toole

Managing Director




Rachel O'Toole



Ralph Wheeler

Corporate Clients




Stephanie Pearce

Personal Taxation



Cathy Righton

VAT and Payroll





Melissa Cooper

VAT and Payroll




Caitlin O'Toole






Bay Accountancy

10 Bradenham Place 


CF64 2AG

Making an appointment

If you have any queries or wish to make an appointment, please contact us:


Tel: 02920 709833 02920 709833

Email: john@bayaccountancy.co.uk


Provision of Service Regulations 2009


Our professional indemnity insurance is arranged by Hiscox Insurance Company Ltd of 1 Great Street, St Helens, London. EC34 6HX


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Bay Accountancy limited t/a Bay Accountancy.Company registration no. 577441 Vat Registration Number. 240531447.